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Terms

This site publishes general business information, not professional advice. Nothing here is tax, legal, financial or employment advice, and the specifics vary enormously by jurisdiction and situation. Figures carry the date they were checked and go out of date.

Information, not advice

Content here describes how things generally work and what particular people have charged or paid. It is not a recommendation for your circumstances, and it cannot be — the site does not know your jurisdiction, your contract, your client, or your runway.

Money and tax content in particular is general information only. Before making a decision with tax or legal consequences, take advice from someone who knows your actual situation.

Figures and accuracy

Rates, prices and tool costs are checked on a date, which is printed with them. Prices change without notice, platform terms change constantly, and tax rules change annually. Treat any figure as accurate as of its stamp and verify anything you’re about to act on.

Where a figure is one person’s experience it says so. That is a sample of one, and it is labelled that way rather than dressed as an average.

Liability

The site is provided as general information. To the extent permitted by law we exclude liability for losses arising from reliance on it, including commercial losses. Nothing excludes liability for fraud or anything else that cannot lawfully be excluded.

Intellectual property

Content is ours unless stated otherwise. Short excerpts may be quoted with attribution and a link; reproducing whole pieces requires permission. Tool and company names belong to their owners and are used descriptively — mention is not endorsement in either direction.

Jurisdiction

These terms are governed by the law of England and Wales.